Owner-operator financial intelligence
Know your numbers. Before the load. After the delivery.
Truckers Shield gives owner-operators and lease operators the financial intelligence to evaluate freight, understand operating costs, monitor payments, and make informed business decisions.
Built by a trucker. Built for the business of trucking.
Screenshots show a live account — figures are example data for that operator, not typical customer results.
Quick load check on runit.truckersshield.app →Founding $39/mo · standard $79/mo · 5-day trial · see pricing section
The financial reality
Revenue is not profit
A truck can gross strong weekly revenue while fuel, maintenance, insurance, deductions, and unpaid settlements consume the margin. Without clear operating economics, every load decision is a guess.
Truckers Shield surfaces operating CPM, rate-to-operate, monthly requirements, load profitability, and settlement status — not dispatch or bookkeeping alone.
Load economics demo
Example data · not Run ItCompare an offered RPM to an illustrative rate-to-operate. Marketing demo only — not a full load-profit analysis.
Below operating requirement — margin pressure before other load costs.
Profit Pilot
Your number — what the truck must earn
Profit Pilot connects fixed costs, variable costs, and your pay target into one monthly requirement and a clear rate to operate. See operating CPM separately from the rate the business needs — so you know margin before you roll.
Swipe on mobile for detail · example account figures
Run It · Negotiator
Evaluate freight before you accept it
Run It and Negotiator apply your real cost stack to a load offer — flat rate or RPM — so you can decide take or pass before the rate con is signed. Verdicts are estimates based on your data; they do not guarantee profitable freight or market rates.
Marketing capture · same logic as Run It + Negotiator in the app
Payment Watch
Settlement intelligence
You hauled the freight. Know whether you got paid correctly.
Track expected vs. received by load, flag short pays, see outstanding amounts, and filter by payment status. Use dispute workflows where the application supports them — recoveries depend on broker response and your documentation.
Production marketing also refers to settlement auditing as Audit Hub — same financial discipline, product naming may vary by screen.
Documents
Vault, expiration tracking, and AI scanning
Store authority, insurance, driver, and business documents with category organization and expiration alerts. The AI document scanner helps extract fields from rate cons, settlements, BOLs, and credentials — you review before anything posts; it is not fully automatic reconciliation.
Tax & fuel economics
Plan set-asides and fuel surcharge math
Tax Advisor helps estimate tax owed and set-aside against year-to-date net — planning only, not professional tax advice. The FSC calculator uses diesel spread, base fuel price, and MPG to estimate surcharge per mile for negotiation — verify what brokers actually pay on each contract.
One financial operating system
Connected tools — not scattered calculators
Features below match current production marketing and application scope. Data flows from load checks into Profit Pilot and settlement tracking where you use those workflows together.
Built from the road
Built by someone who ran the trucks
Goins Digital LLC built Truckers Shield from more than 25 years in trucking and logistics — company driver, lease operator, owner-operator, fleet owner, and freight brokerage — with roughly 2.5 million miles behind the wheel and in the office.
Discover → understand → evaluate → sign up
Simple subscription — everything included
Verified from production pricing and terms: 5-day free trial for new users; founding rate $39/month; standard rate $79/month; cancel anytime. Fleet operators see Fleet Shield for custom deployment.
Limited-time founding pricing on marketing site
Research
Learn why the numbers matter
Owner-operator white papers on cost-per-mile blindness, rate psychology, and industry structure — written from operational experience, not fleet-modeled case studies.
Stop running your truck without knowing your numbers.
Start with a free trial on the full app, explore the no-login demo, or run a quick load check — then decide with your real economics in view.
Full app: truckersshield.net · Quick check funnel: runit.truckersshield.app · Returning users sign in at truckersshield.net