Profit Pilot
Full financial picture for March 2025.
⬡ March 1–31, 2025 · 19 Loads · Kenworth T680
Gross Revenue
$34,820
19 loads dispatched
↑ +$3,140 vs Feb
Net Profit
$14,660
After all operating costs
↑ +$920 vs Feb
Cost Per Mile
$1.42
10,310 miles total
↓ –$0.04 vs Feb
Avg Rate Per Mile
$3.38
Gross RPM
↑ +$0.09 vs Feb
Short Pays Caught
$780
2 loads flagged
Tax Reserve Held
$5,570
25% of net — Q1
Load History — March 2025
19 loads · Southeast lanes · All loads
| # | Date | Origin → Dest | Broker | Commodity | Miles | Agreed | Received | Net | Status |
|---|---|---|---|---|---|---|---|---|---|
| 001 | Mar 1 | Atlanta, GA → Charlotte, NC | Echo Global | Auto Parts | 420 | $1,470 | $1,470 | $612 | Paid |
| 002 | Mar 2 | Charlotte, NC → Nashville, TN | Coyote | Electronics | 410 | $1,558 | $1,558 | $666 | Paid |
| 003 | Mar 4 | Nashville, TN → Memphis, TN | TQL | Dry Goods | 212 | $848 | $848 | $247 | Paid |
| 004 | Mar 5 | Memphis, TN → Birmingham, AL | Transfix | Steel Coil | 240 | $960 | $960 | $299 | Paid |
| 005 | Mar 7 | Birmingham, AL → Atlanta, GA | CH Robinson | Food Grade | 150 | $675 | $675 | $168 | Paid |
| 006 | Mar 8 | Atlanta, GA → Jacksonville, FL | Uber Freight | Beverages | 354 | $1,770 | $1,450 | $477 | Short Pay |
| 007 | Mar 10 | Jacksonville, FL → Savannah, GA | Echo Global | Retail | 140 | $560 | $560 | $119 | Paid |
| 008 | Mar 11 | Savannah, GA → Atlanta, GA | Convoy | Building Materials | 250 | $1,125 | $1,125 | $391 | Paid |
| 009 | Mar 13 | Atlanta, GA → Knoxville, TN | TQL | Automotive | 180 | $720 | $720 | $214 | Paid |
| 010 | Mar 14 | Knoxville, TN → Louisville, KY | Loadsmith | Machinery | 280 | $1,400 | $1,400 | $554 | Paid |
| 011 | Mar 16 | Louisville, KY → Memphis, TN | Coyote | Food Grade | 380 | $1,824 | $1,824 | $773 | Paid |
| 012 | Mar 17 | Memphis, TN → Jackson, MS | XPO Logistics | Consumer Goods | 210 | $840 | $840 | $253 | Paid |
| 013 | Mar 19 | Jackson, MS → New Orleans, LA | Arrive | Chemical | 190 | $950 | $950 | $313 | Paid |
| 014 | Mar 20 | New Orleans, LA → Mobile, AL | CH Robinson | Retail | 148 | $592 | $132 | –$79 | Critical |
| 015 | Mar 22 | Mobile, AL → Birmingham, AL | Transfix | Steel | 165 | $825 | $825 | $267 | Paid |
| 016 | Mar 24 | Birmingham, AL → Atlanta, GA | Echo Global | Auto Parts | 152 | $684 | $684 | $198 | Paid |
| 017 | Mar 25 | Atlanta, GA → Columbia, SC | Loadsmith | Textiles | 218 | $1,090 | $1,090 | $370 | Paid |
| 018 | Mar 27 | Columbia, SC → Greenville, SC | TQL | Paper Products | 98 | $392 | $392 | $64 | Paid |
| 019 | Mar 29 | Greenville, SC → Atlanta, GA | Coyote | Electronics | 163 | $733 | $733 | $223 | Paid |
Cost Breakdown
| ⛽ Fuel | $8,140 | 41% |
| 💳 Truck Payment | $3,400 | 17% |
| 🛡️ Insurance | $2,210 | 11% |
| 🔧 Maintenance | $1,840 | 9% |
| 🤝 Factoring | $1,392 | 7% |
| 📦 Other | $2,578 | 13% |
| Total Costs | $19,560 | 100% |
Revenue by Lane
| Lane Region | Loads | Revenue | Avg RPM |
|---|---|---|---|
| GA / SC / NC | 6 | $10,984 | $3.41 |
| TN / KY | 5 | $9,342 | $3.52 |
| AL / MS / LA | 5 | $8,206 | $3.18 |
| FL / GA | 3 | $6,288 | $3.44 |
Run It
Instant profitability check. Two numbers. Real answer.
⬡ Profile auto-loaded · T680 · SE Lanes · $1.42 CPM
Profile Auto-Loaded
Marcus Webb's CPM, fuel price, truck costs, and insurance are pre-filled. Enter a rate and miles — the math is instant. No guessing.
Sample Load — Atlanta → Charlotte
$1,890 rate · 420 miles · CH Robinson
✓ Take It
+$712
Gross Rate$1,890.00
Miles420
Rate Per Mile$4.50/mi
Cost Per Mile$1.42/mi
Fuel (420mi)–$350.40
Operating Costs–$596.40
Factoring (3%)–$56.70
Fuel Surcharge+$63.00
✗ Dead Freight
–$88
Shield calculates your personal break-even RPM on every load. No losing money without knowing it first.
Cost Per Mile — March Profile
$1.42
Cost Per Mile
Diesel · T680 · 6.2 MPG avg
Break-Even RPM
$2.04
Minimum Rate Per Mile
Below this = losing money
Audit Hub
Financial Intelligence Engine — short pays, discrepancies, dispute documentation.
⬡ 2 Flags Active · $780 Under-Recovered · March 2025
Short Pay Total
$780
Across 2 loads
Loads Audited
19
All March loads
Clean Pays
17
89.5% clean rate
Recovered
$320
Via dispute letter
Short Pay — Load #006
–$320
Uber Freight shorted Marcus $320 on the Atlanta → Jacksonville run. Rate confirmation shows $1,770 agreed. Remittance received: $1,450. Discrepancy detected at settlement match. No detention or layover pay included despite 3hr wait at receiver.
Critical — Load #014 · Near-Zero Remittance
–$460
CH Robinson paid $132 on a $592 agreed rate — Load #014, New Orleans → Mobile. $460 unaccounted. Possible double-charge on insurance or broker deduction error. Remittance stub does not itemize deductions. This was effectively a dead run — Marcus recovered $0 of this load's margin.
Settlement Audit Log
Agreed vs received · All 19 loads
| # | Load | Agreed | Received | Delta | Result |
|---|---|---|---|---|---|
| 001 | ATL → CLT (Echo) | $1,470 | $1,470 | $0 | Clean |
| 002 | CLT → BNA (Coyote) | $1,558 | $1,558 | $0 | Clean |
| 003–005 | Loop (3 loads) | $2,483 | $2,483 | $0 | Clean |
| 006 | ATL → JAX (Uber Freight) | $1,770 | $1,450 | –$320 | Flagged |
| 007–013 | Loop (7 loads) | $14,731 | $14,731 | $0 | Clean |
| 014 | MSY → MOB (CH Robinson) | $592 | $132 | –$460 | Critical |
| 015–019 | Loop (5 loads) | $3,722 | $3,722 | $0 | Clean |
Tax Advisor
Per-load tax liability. Never surprised at year-end again.
⬡ Self-Employment · Sole Proprietor · Q1 2025
March Net Income
$14,660
After expenses
Q1 Net Income
$36,840
Jan–Mar 2025
Est. SE Tax
$5,208
15.3% on net
Est. Federal Tax
$3,012
After QBI deduction
Effective Rate Breakdown
15.3%
Self-Employment Tax
Social Security + Medicare on 92.35% of net
$5,208Q1 est.
8.2%
Federal Income Tax
After half SE deduction + QBI 20%
$3,012Q1 est.
Total
Q1 Tax Liability
Due April 15th quarterly estimate
$8,220Estimated
Per-Load Reserve — March
25% of net, every load
| # | Net Profit | Reserve (25%) |
|---|---|---|
| 001 | $612 | $153 |
| 002 | $666 | $166 |
| 003 | $247 | $62 |
| 004 | $299 | $75 |
| 005 | $168 | $42 |
| 006 | $477 | $119 |
| · · · 13 more loads · · · | ||
| March Total Reserve | $3,665 | |
Per-Diem Deduction Opportunity
Marcus logged 28 days away from home base in Q1. At the standard trucker per diem of $69/day, that's a potential $1,932 deduction. Shield tracks this automatically once home base is confirmed. Always consult your tax professional.
Doc Vault
All critical operating documents — tracked, organized, expiry-monitored.
⬡ 12 Documents · 0 Expired · 1 Expiring Soon
Total Docs
12
Current
11
Expiring Soon
1
< 60 days
Expired
0
Authority & Compliance
3 docs
📋
Operating Authority — MC# 1124873
Active🔢
DOT Number — 2847591 · Biennial update Jan 2026
Current📝
UCR Registration — 2025 · Expires Dec 31
CurrentInsurance
3 docs · 1 expiring
🚛
Primary Liability — $1M · Great West Casualty · Renews Jun 15
60 Days📦
Cargo Insurance — $100K · National Indemnity · Renews Jun 15
Current💊
Occupational Accident — $1M · Renews Aug 1
CurrentVehicle — 2019 Kenworth T680
3 docs
📄
Title / Lien Documentation · Daimler Truck Financial
On File🔧
Annual Inspection — FMCSA · Passed Mar 3, 2025
Valid🪪
IRP Cab Card — Multi-State Plate · Expires Mar 31, 2026
CurrentFinancial Records
3 docs
📊
Schedule C — 2024 Federal Return · Filed Apr 12, 2024
Filed🏦
IFTA License + Q4 2024 Return · Filed Jan 31, 2025
Current📑
2290 Heavy Use Tax — FY2024 · Paid Jul 2024 · Renews Jul 2025
Current